I was lunching in the Neiman’s cafe in San Francisco today, when I spied this woman with just the right necklaces layered together. Not too much, not too wimpy, but just right. (Goldilocks would be pleased.) What could have been just an ordinary jean and black top turned into a head-turning ensemble with the addition of the killer necklaces and the pop of color with the scarf. In addition, the scarf carries the circular design element of the main necklace and her watch echoes the nutmeg color in the scarf. Well done!